Facing Foreclosure?

Whether you want to keep your home, or let it go without owing the bank, we can help.

With sound legal guidance, we can help you turn even the most challenging mortgage crisis around. Whether you have already been served with a foreclosure lawsuit, or you are simply looking for a way out of your existing obligation, we can help.

We can help match your ability to pay with reasonable payment terms, give you a little breathing room while we plot a strategy to get beyond a challenged mortgage, or allow you to walk away from your home without owing any more money to the bank.

The bottom line is never throw in the towel without talking to an attorney first. There are many ways we can help you keep your home or get out from under the overwhelming financial burden created by your mortgage.

If you are facing foreclosure or just can’t pay your mortgage, here are some options to consider:

• Loan Modification
• Strategic Default
• Deed-in-lieu of Foreclosure
• Short Sale
• Deficiency Waiver

Steven C. Pratico Over the past five years, Steven has represented hundreds of homeowners and commercial property owners who were either facing foreclosure or simply wanted to escape an oppressive mortgage. Whether through a loan modification, a short sale or deed in lieu of foreclosure, Steven and the team at JA&P have successfully litigated and negotiated on behalf of property owners in Pasco, Hillsborough, Hernando, Polk and Sumter counties.

View full bio »